Sustainable Finance
CUB has adopted Cathay FHC's dual-track transformation strategy to optimize our business strengths while also building a datadriven culture through digitalization...
Using CUB's Finanical Influence to Foster Better ESG Performance in Investment and Financing Targets
Cathay FHC and its subsidiaries must adhere to the "Cathay FHC and Subsidiaries Responsible Investment and Lending Policy" when making investments and loans. This is to fulfill the responsibility of financial institutions to stakeholders, prudently manage environmental, social, and governance (ESG) risks, pursue long-term investment performance, leverage financial influence, promote continuous improvement in ESG performance of investment and lending targets, contribute to global sustainable development goals, and achieve sustainable society and business operations.
Responsible Investment/Lending Due Process
| Post-Responsible Investment/Lending Due Diligence Practices | |
|---|---|
| Investment |
Regular Monitoring and Review
The aforementioned items should be reviewed at least semiannually to inform adjustments in investment positions or to take appropriate management measures based on the ESG performance of investees, including monitoring, reducing holdings, or suspending further investments. |
| Lending | Corporate borrowers are required to undergo an annual ESG risk review. This involves carefully assessing the initially approved ESG lending conditions, compliance status, and historical changes in ESG ratings. Continuous monitoring of clients' ESG risk changes and early warning information is essential for timely response. Additionally, a financial asset transition strategy should be developed to enhance engagement with borrowers. |
Explore Other Items
Net Zero Emissions for Financial Assets by 2050
CUB has rolled out low-carbon transition plans for financial assets using science-based and quantitative decarbonization targets and a goal for zero coal financing...
Leader in Climate Engagement Actions
As one of the systemically important banks in Taiwan, CUB fully understands the importance of climate action in enhancing the resilience of financial assets...
