CUB has adopted Cathay FHC's dual-track transformation strategy to optimize our business strengths while also building a datadriven culture through digitalization, data, and technologies. CUB is seeking to subvert the digital development process and encourage corporate borrowers and general borrowers to transition to low carbon by enhancing the quality of our green financial products and services. We are bridging financial activities with environmental and social concerns to direct investments and funding to green domains and sustainable development. In addition, CUB is developing personalized sustainable financial services to encourage the public to engage in green finance, thereby expanding our influence as a responsible bank.